Presbyterian Employees' Health Plan
2007 Benefits
This flexible benefits program offers a variety of benefit options to meet your personal needs:
- Group Medical Insurance (pre-tax)
- Group Vision Insurance (pre-tax)
- Group Dental Insurance (pre-tax)
- Basic Term Life Insurance (pre-tax)
- Supplemental Life Insurance option for employee, spouse, and dependents
- Long-Term Disability (LTD) Insurance (full -time employees only)
- Accidental Death or Dismemberment Insurance
- Healthcare and dependent care spending account options which can provide tax savings on certain unreimbursed expenses (pre-tax)
Presbyterian Offers Five Medical Plan Options
- PresMed -- Has a higher premium taken out of your paycheck, but costs you less when accessing services.
- My Care - Active -- Recommended for employees and employees with dependent(s) who do not use medical services very often and are mainly concerned with preventive services (eligible for a Health Reimbursement of $300).
- My Care - Family -- Recommended for employees who have young children or are expecting to start a family. (eligible for a Health Reimbursement of $100.)
2007 Benefits Premiums
Employee Contributions per pay period
|
|
High Deductible Health Plan |
My Care |
PresMed |
|||
|
|
Full Time |
Part Time |
Full Time |
Part Time |
Full Time |
Part Time |
|
Less than $10/hr |
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|
EE Only |
$1.50 |
$18.50 |
$4.50 |
$50.50 |
$11.00 |
$61.00 |
|
EE+Spouse |
$3.50 |
$44.00 |
$43.50 |
$106.50 |
$66.00 |
$129.00 |
|
DP Pre-tax |
$1.50 |
$18.50 |
$4.50 |
$50.50 |
$11.00 |
$61.00 |
|
DP After-tax |
$2.00 |
$25.50 |
$39.00 |
$56.00 |
$55.00 |
$68.00 |
|
DP FMV |
$137.00 |
$113.50 |
$127.50 |
$110.50 |
$123.50 |
$110.50 |
|
EE+Child(ren) |
$2.00 |
$42.50 |
$40.00 |
$97.00 |
$60.00 |
$116.50 |
|
EE+Family |
$5.50 |
$51.00 |
$76.50 |
$147.00 |
$108.50 |
$179.00 |
|
DP Fam Pre-tax |
$1.50 |
$18.50 |
$4.50 |
$50.50 |
$11.00 |
$61.00 |
|
DP Fam After-tax |
$4.00 |
$32.50 |
$72.00 |
$96.50 |
$97.50 |
$118.00 |
|
DP FMV |
$280.00 |
$251.50 |
$270.50 |
$246.00 |
$266.50 |
$246.00 |
|
$10 to $15.99/hr |
||||||
|
EE Only |
$4.50 |
$33.50 |
$6.50 |
$64.50 |
$20.50 |
$75.50 |
|
EE+Spouse |
$16.00 |
$66.00 |
$63.50 |
$128.00 |
$86.00 |
$150.50 |
|
DP Pre-tax |
$4.50 |
$33.50 |
$6.50 |
$64.50 |
$20.50 |
$75.50 |
|
DP After-tax |
$11.50 |
$32.50 |
$57.00 |
$63.50 |
$65.50 |
$75.00 |
|
DP FMV |
$127.50 |
$106.50 |
$109.50 |
$103.00 |
$113.00 |
$103.50 |
|
EE+Child(ren) |
$14.50 |
$62.00 |
$60.50 |
$116.00 |
$80.00 |
$136.00 |
|
EE+Family |
$25.50 |
$81.50 |
$101.50 |
$177.50 |
$133.50 |
$209.50 |
|
DP Fam Pre-tax |
$4.50 |
$33.50 |
$6.50 |
$64.50 |
$20.50 |
$75.50 |
|
DP Fam After-tax |
$21.00 |
$48.00 |
$95.00 |
$113.00 |
$113.00 |
$134.00 |
|
DP FMV |
$263.00 |
$236.00 |
$247.50 |
$229.50 |
$251.00 |
$230.00 |
|
$16 to $24.99/hr |
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|
EE Only |
$6.50 |
$50.00 |
$16.00 |
$81.00 |
$31.50 |
$91.50 |
|
EE+Spouse |
$36.50 |
$100.00 |
$92.50 |
$156.00 |
$115.00 |
$178.50 |
|
DP Pre-tax |
$6.50 |
$50.00 |
$16.00 |
$81.00 |
$31.50 |
$91.50 |
|
DP After-tax |
$30.00 |
$50.00 |
$76.50 |
$75.00 |
$83.50 |
$87.00 |
|
DP FMV |
$109.00 |
$89.00 |
$90.00 |
$91.50 |
$95.00 |
$91.50 |
|
EE+Child(ren) |
$34.00 |
$92.50 |
$83.00 |
$141.50 |
$103.00 |
$161.50 |
|
EE+Family |
$55.50 |
$135.50 |
$142.50 |
$222.50 |
$174.50 |
$254.50 |
|
DP Fam Pre-tax |
$6.50 |
$50.00 |
$16.00 |
$81.00 |
$31.50 |
$91.50 |
|
DP Fam After-tax |
$49.00 |
$85.50 |
$126.50 |
$141.50 |
$143.00 |
$163.00 |
|
DP FMV |
$235.00 |
$198.50 |
$216.00 |
$201.00 |
$221.00 |
$201.00 |
|
Greater than $25/hr |
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|
EE Only |
$9.50 |
$51.50 |
$20.50 |
$82.50 |
$35.50 |
$93.00 |
|
EE+Spouse |
$43.00 |
$105.00 |
$99.00 |
$161.00 |
$121.50 |
$183.50 |
|
DP Pre-tax |
$9.50 |
$51.50 |
$20.50 |
$82.50 |
$35.50 |
$93.00 |
|
DP After-tax |
$33.50 |
$53.50 |
$78.50 |
$78.50 |
$86.00 |
$90.50 |
|
DP FMV |
$105.50 |
$85.50 |
$88.00 |
$88.00 |
$92.50 |
$88.00 |
|
EE+Child(ren) |
$40.00 |
$97.00 |
$89.00 |
$146.00 |
$109.00 |
$166.00 |
|
EE+Family |
$64.50 |
$141.50 |
$151.50 |
$228.50 |
$183.50 |
$260.50 |
|
DP Fam Pre-tax |
$9.50 |
$51.50 |
$20.50 |
$82.50 |
$35.50 |
$93.00 |
|
DP Fam After-tax |
$55.00 |
$90.00 |
$131.00 |
$146.00 |
$148.00 |
$167.50 |
|
DP FMV |
$229.00 |
$194.00 |
$211.50 |
$196.50 |
$216.00 |
$196.50 |
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