Presbyterian Employees' Health Plan
2007 Benefits
This flexible benefits program offers a variety of benefit options to meet your personal needs:
- Group Medical Insurance (pre-tax)
- Group Vision Insurance (pre-tax)
- Group Dental Insurance (pre-tax)
- Basic Term Life Insurance (pre-tax)
- Supplemental Life Insurance option for employee, spouse, and dependents
- Long-Term Disability (LTD) Insurance (full -time employees only)
- Accidental Death or Dismemberment Insurance
- Healthcare and dependent care spending account options which can provide tax savings on certain unreimbursed expenses (pre-tax)
Presbyterian Offers Five Medical Plan Options
- PresMed -- Has a higher premium taken out of your paycheck, but costs you less when accessing services.
- My Care - Active -- Recommended for employees and employees with dependent(s) who do not use medical services very often and are mainly concerned with preventive services (eligible for a Health Reimbursement of $300).
- My Care - Family -- Recommended for employees who have young children or are expecting to start a family. (eligible for a Health Reimbursement of $100.)
2008 Medical Rates
Employee Contributions per pay period
| Pay Tier | PresMed | My Care | HDHP | |||
| Less than $12.00 / hr | FT | PT | FT | PT | FT | PT |
| EE Only | $ 15.50 | $ 78.00 | $ 5.00 | $ 53.50 | $ 1.50 | $ 21.50 |
| EE + Spouse/DP | $ 85.50 | $ 162.50 | $ 48.00 | $ 111.50 | $ 4.00 | $ 48.50 |
| DP Pre-Tax | $ 15.50 | $ 78.00 | $ 5.00 | $ 53.50 | $ 1.50 | $ 21.50 |
| DP After-Tax | $ 70.00 | $ 84.50 | $ 43.00 | $ 58.00 | $ 2.50 | $ 27.00 |
| DP FMV | $ 126.50 | $ 112.00 | $ 144.00 | $ 129.00 | $ 153.50 | $ 129.00 |
| EE + Child(ren) | $ 78.00 | $ 147.00 | $ 44.50 | $ 101.50 | $ 2.00 | $ 46.50 |
| EE + Family | $ 138.50 | $ 226.00 | $ 82.00 | $ 154.00 | $ 6.00 | $ 56.50 |
| DP Pre-Tax | $ 15.50 | $ 78.00 | $ 5.00 | $ 53.50 | $ 1.50 | $ 21.50 |
| DP After-Tax | $ 123.00 | $ 148.00 | $ 77.00 | $ 100.50 | $ 4.50 | $ 35.00 |
| DP FMV | $ 281.50 | $ 256.50 | $ 307.50 | $ 284.00 | $ 314.50 | $ 284.00 |
| $12.00 to $15.86 / hr | ||||||
| EE Only | $ 26.00 | $ 116.00 | $ 7.50 | $ 72.00 | $ 5.00 | $ 40.00 |
| EE + Spouse/DP | $ 109.00 | $ 226.50 | $ 71.00 | $ 143.00 | $ 18.00 | $ 80.00 |
| DP Pre-Tax | $ 26.00 | $ 116.00 | $ 7.50 | $ 72.00 | $ 5.00 | $ 40.00 |
| DP After-Tax | $ 83.00 | $ 110.50 | $ 63.50 | $ 71.00 | $ 13.00 | $ 40.00 |
| DP FMV | $ 113.50 | $ 86.00 | $ 123.50 | $ 116.00 | $ 143.00 | $ 116.00 |
| EE + Child(ren) | $ 101.50 | $ 205.00 | $ 67.50 | $ 129.50 | $ 16.50 | $ 74.50 |
| EE + Family | $ 169.50 | $ 323.00 | $ 113.50 | $ 198.50 | $ 28.50 | $ 101.00 |
| DP Pre-Tax | $ 26.00 | $ 116.00 | $ 7.50 | $ 72.00 | $ 5.00 | $ 40.00 |
| DP After-Tax | $ 143.50 | $ 207.00 | $ 106.00 | $ 126.50 | $ 23.50 | $ 61.00 |
| DP FMV | $ 261.00 | $ 197.50 | $ 278.50 | $ 258.00 | $ 295.50 | $ 258.00 |
| $15.87 to $26.43 / hr | ||||||
| EE Only | $ 40.00 | $ 118.00 | $ 18.00 | $ 90.50 | $ 7.50 | $ 58.50 |
| EE + Spouse/DP | $ 146.00 | $ 233.00 | $ 103.50 | $ 174.50 | $ 40.50 | $ 111.50 |
| DP Pre-Tax | $ 40.00 | $ 118.00 | $ 18.00 | $ 90.50 | $ 7.50 | $ 58.50 |
| DP After-Tax | $ 106.00 | $ 115.00 | $ 85.50 | $ 84.00 | $ 33.00 | $ 53.00 |
| DP FMV | $ 90.50 | $ 81.50 | $ 101.50 | $ 103.00 | $ 123.00 | $ 103.00 |
| EE + Child(ren) | $ 131.00 | $ 211.00 | $ 93.00 | $ 158.00 | $ 38.00 | $ 103.00 |
| EE + Family | $ 221.50 | $ 331.00 | $ 159.50 | $ 248.50 | $ 62.00 | $ 151.00 |
| DP Pre-Tax | $ 40.00 | $ 118.00 | $ 18.00 | $ 90.50 | $ 7.50 | $ 58.50 |
| DP After-Tax | $ 181.50 | $ 213.00 | $ 141.50 | $ 158.00 | $ 54.50 | $ 92.50 |
| DP FMV | $ 223.00 | $ 191.50 | $ 243.00 | $ 226.50 | $ 264.50 | $ 226.50 |
| $26.44 to $38.45 / hr | ||||||
| EE Only | $ 47.00 | $ 125.00 | $ 24.50 | $ 99.50 | $ 7.50 | $ 67.50 |
| EE + Spouse/DP | $ 160.50 | $ 249.50 | $ 119.50 | $ 194.50 | $ 56.50 | $ 131.50 |
| DP Pre-Tax | $ 47.00 | $ 125.00 | $ 24.50 | $ 99.50 | $ 7.50 | $ 67.50 |
| DP After-Tax | $ 113.50 | $ 124.50 | $ 95.00 | $ 95.00 | $ 49.00 | $ 64.00 |
| DP FMV | $ 83.00 | $ 72.00 | $ 92.00 | $ 92.00 | $ 107.00 | $ 92.00 |
| EE + Child(ren) | $ 144.00 | $ 223.50 | $ 107.50 | $ 176.00 | $ 52.50 | $ 121.00 |
| EE + Family | $ 242.00 | $ 351.00 | $ 183.00 | $ 276.00 | $ 85.50 | $ 178.50 |
| DP Pre-Tax | $ 47.00 | $ 125.00 | $ 24.50 | $ 99.50 | $ 7.50 | $ 67.50 |
| DP After-Tax | $ 195.00 | $ 226.00 | $ 158.50 | $ 176.50 | $ 78.00 | $ 111.00 |
| DP FMV | $ 209.50 | $ 178.50 | $ 226.00 | $ 208.00 | $ 241.00 | $ 208.00 |
| $38.46 / hr and Above | ||||||
| EE Only | $ 53.50 | $ 142.50 | $ 28.00 | $ 113.50 | $ 10.50 | $ 81.50 |
| EE + Spouse/DP | $ 183.00 | $ 284.50 | $ 136.00 | $ 221.50 | $ 73.00 | $ 158.50 |
| DP Pre-Tax | $ 53.50 | $ 142.50 | $ 28.00 | $ 113.50 | $ 10.50 | $ 81.50 |
| DP After-Tax | $ 129.50 | $ 142.00 | $ 108.00 | $ 108.00 | $ 62.50 | $ 77.00 |
| DP FMV | $ 67.00 | $ 54.50 | $ 79.00 | $ 79.00 | $ 93.50 | $ 79.00 |
| EE + Child(ren) | $ 164.00 | $ 255.00 | $ 122.50 | $ 200.50 | $ 67.50 | $ 145.50 |
| EE + Family | $ 276.00 | $ 400.00 | $ 208.50 | $ 314.50 | $ 111.00 | $ 217.00 |
| DP Pre-Tax | $ 53.50 | $ 142.50 | $ 28.00 | $ 113.50 | $ 10.50 | $ 81.50 |
| DP After-Tax | $ 222.50 | $ 257.50 | $ 180.50 | $ 201.00 | $ 100.50 | $ 135.50 |
| DP FMV | $ 182.00 | $ 147.00 | $ 204.00 | $ 183.50 | $ 218.50 | $ 183.50 |
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