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Premium Assistance for Kids (PAK)

Presbyterian Health Plan participates in the Premium Assistance for Kids (PAK) program in conjunction with Insure New Mexico!, a division of the New Mexico Human Services Department. This program helps families purchase comprehensive health coverage for their uninsured children. In this state-funded initiative, the state pays up to 50 percent of the monthly premium for a comprehensive health plan for children who qualify. The parent or guardian pays the remaining monthly premium. Eligible children are enrolled in Presbyterian Insurance Company’s standard Individual Care Plan with a $500 deductible.

To qualify for this program, children must be:

  • Under age 12
  • Under age 18 if child has a sibling under age 12
  • Not eligible for Medicaid due to amount of income; and
  • Do not have any other healthcare coverage

How to apply

Contact the Insure New Mexico! Solutions Call Center at (888) 997-2583 to complete an application or visit the official PAK website.

Albuquerque Area Rates

Age PAK Rates Full Premium
0 - 1 $75.19 $150.38
2 - 6 $35.37 $ 70.73
7 - 18 $40.14 $ 80.27
 

Non Albuquerque Rates

Age PAK Rates Full Premium
0 - 1 $84.21 $168.41
2 - 6 $39.62 $79.23
7 - 18 $ 4.94 $89.88


Benefits include:

Doctor visits, routine physicals and prescription drugs. For these services you’ll make a simple copayment without having to meet a deductible:

  • $20 copayment for non-specialist office visit (using a network practitioner)
  • $30 copayment for specialist office visit (using an network practitioner)
  • $10 copayment for generic prescription drugs

For most other covered services, you’ll first meet a $500 deductible then pay 20% of the service when the care is provided by the Presbyterian network. These services include: hospital services, emergency care, diagnostic tests and immunizations.