Premium Assistance for Kids (PAK)

Presbyterian Health Plan participates in the Premium Assistance for Kids (PAK) program in conjunction with Insure New Mexico!, a division of the New Mexico Human Services Department. This program helps families purchase comprehensive health coverage for their uninsured children. In this state-funded initiative, the state pays up to 50 percent of the monthly premium for a comprehensive health plan for children who qualify. The parent or guardian pays the remaining monthly premium. Eligible children are enrolled in Presbyterian Insurance Company’s standard Individual Care Plan with a $500 deductible.
To qualify for this program, children must be:
- Under age 12
- Under age 18 if child has a sibling under age 12
- Not eligible for Medicaid due to amount of income; and
- Do not have any other healthcare coverage
How to apply
Contact the Insure New Mexico! Solutions Call Center at (888) 997-2583 to complete an application or visit the official PAK website.
Albuquerque Area Rates
| Age | PAK Rates | Full Premium |
| 0 - 1 | $75.19 | $150.38 |
| 2 - 6 | $35.37 | $ 70.73 |
| 7 - 18 | $40.14 | $ 80.27 |
Non Albuquerque Rates
| Age | PAK Rates | Full Premium |
| 0 - 1 | $84.21 | $168.41 |
| 2 - 6 | $39.62 | $79.23 |
| 7 - 18 | $ 4.94 | $89.88 |
Benefits include:
Doctor visits, routine physicals and prescription drugs. For these services you’ll make a simple copayment without having to meet a deductible:
- $20 copayment for non-specialist office visit (using a network practitioner)
- $30 copayment for specialist office visit (using an network practitioner)
- $10 copayment for generic prescription drugs
For most other covered services, you’ll first meet a $500 deductible then pay 20% of the service when the care is provided by the Presbyterian network. These services include: hospital services, emergency care, diagnostic tests and immunizations.
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