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Home|Job Seekers|Employee Benefits

We’re the Employer You’ve Been Looking For

Presbyterian is known for its attention to employee benefits. The following is a summary of the benefits currently available to full-time employees (40 hours per week) and part-time employees (18 hours or more per week) and their eligible dependents, including domestic partners.

Presbyterian Offers Two Medical Plan Options

  • CoPay Plan: You have copayments for most services and no annual deductible. This plan provides services coordinated by a Primary Care Physician from in-network Providers and approved facilities only.
  • High Deductible Health Plan: You are responsible for all medical expenses up to the deductible at "allowable" contracted rates. Once your in-network deductible has been met the Plan pays 100 percent of any additional charges for the remainder of the calendar year. It also, qualifies you for a Health Savings Account (HSA) which includes an employer contribution. This plan provides both in-network and out-of-network coverage.
  • Preventive care is covered at 100 percent for both medical plans.
  • Employees must attest to tobacco usage at the time of enrollment.
  • Medical premiums are based on a 5-tier salary structure, and tobacco user rates.

Delta Dental of New Mexico

Offers preventive and diagnostic dental coverage through the Delta Dental's Advantage Network. You can choose from two dental plans:

  • Standard Dental Plan
    • Covers preventive, restorative, basic, major and orthodontic services
    • Calendar year deductible: $60 per person
    • Annual maximum benefit: up to $1,500 per person
    • Orthodontia lifetime maximum: up to $1,500 per person
  • Option Dental Plan
    • Covers preventive services and dental fillings only
    • No deductibles or plan maximums
    • Requires a two-year enrollment commitment

To find a participating Advantage Plan dentists visit You can use any dentist, but you may be responsible for costs that aren't covered by the Advantage Plan reimbursement schedule.


Presbyterian employees may also enroll in the EyeMed vision plan. This plan uses to Select network of vision providers who provide care and materials at a lower cost.

For a list of providers, visit

The EyeMed plan includes coverage for:

  • Eye exams
  • Eyeglasses
  • Contact lenses
  • Laser vision correction discount

Flexible Spending Account Information

Flexible Spending Accounts (FSAs) can help you pay of out-of-pocket expenses for you and your eligible dependents. Your FSA election is a pre-tax deduction from your paycheck, so it is a great way to pay for out-of-pocket expenses and reduce your taxable income.

  • Dependent Daycare Flexible Spending Account allows you to use pre-tax dollars for daycare expenses for your children under age 13. The maximum annual contribution is $5,000 and limits may apply to highly compensated employees.
  • Healthcare Flexible Spending Account allows you to be reimbursed for medical, dental and/or vision expenses. The maximum annual contribution is $2,500.
  • Limited Purpose Flexible Spending Accounts are for employees who are enrolled in the High Deductible Health Plan (HDHP). This account allows you to be reimbursed for dental or vision expenses prior to meeting your deductible, once you meet the statutory minimum deductible you are eligible for Medical reimbursement.

Disability Coverage

Disability Coverage
Presbyterian provides short-term and core long-term disability benefits at no cost to you, if you are eligible.

Short-Term Disability (STD):
All regular employees in a FTE position of 0.1 to 1.0 are eligible after completing one consecutive year of service prior to the onset of the disability, if the employee agrees to be case managed.

  • Provides partial income replacement pay for Presbyterian employees during absences due to certain non work-related injury, day surgery, hospitalization, major illnesses or medical conditions that keep the employee out of work, or leave the employee unable to perform one or more essential job functions for longer than one consecutive work week.
  • Benefits are paid at either 70 or 80 percent pay based on years of service

Long-Term Disability (LTD):
Presbyterian automatically provides Core Long-Term Disability (LTD) coverage of 40 percent at no cost to you if you are benefit eligible. Long-term disability coverage provides a benefit in the event that you become disabled and are unable to work after 90 days of disability.

You can purchase additional LTD coverage through our buy up coverage option. The buy up option provides an additional 20 percent of coverage (for a total LTD coverage of 60 percent). Coverage and premium amounts are based on your salary. This schedule shows the LTD benefits available to you.

Benefit Benefit Amount Maximum Paid By
Core Monthly Benefit 40% of base salary $5000 PHS
Optional Buy Up 20% of base salary $2500 You
Total Benefit Up to 60% of base salary Up to $7500 Shared Cost

Life Insurance

Life insurance provides a benefit in the event of your death or the death of your covered dependents.

Type of Coverage Election Who is Covered? What is the coverage amount? Who Pays?
Basic Life Automatic Coverage You only 1x your Basic Annual Earnings
(min. = $15,000
max. = $750,000)
Business Travel Automatic Coverage for All employees You only $250,000 Presbyterian
Supplemental Life Optional You 1x – 5x your Basic Annual Earnings
(max. = $750,000)
Supplemental Life Optional Your Spouse or Domestic Partner 1x – 3x your Basic Annual Earnings not to exceed your coverage (max. = $375,000) You
Dependent Life Optional Child(ren) only $5,000 You
Accidental Death & Dismemberment (AD&D) Optional You only, You and your Spouse or Domestic Partner, You and your Child(ren), or You and the entire Family 1x – 9x your Basic Annual Earnings
(max. = $750,000)

Retirement - Shared Security Savings Plan

Presbyterian offers a Shared Security Savings Plan where you can contribute pre-tax or after-tax dollars toward your retirement – directly from your paycheck.

In addition to the contributions you make to your plan, there are two types of contributions Presbyterian will make, if you're eligible.

  • Matching contributions
    Presbyterian will match 50 cents for each dollar you put in the plan, up to the first four percent of pay that you contribute. For example, if you contribute four percent of your pay, Presbyterian will contribute an additional two percent.
  • Graded contributions
    The graded contribution is in addition to the matching contribution, even if you don't contribute your own money to the Shared Security Plan. Presbyterian makes this contribution after the end of each plan year. If you remain employed on December 31, 2014, you would receive a graded contribution for the 2014 calendar in early 2015.

The amount of Presbyterian's contribution is based on your years of service. To receive matching or graded contributions, you must work 1,000 hours and be an active employee on December 31 in each calendar year. The contributions are credited to your account in the first quarter of the following year.

Paid Time Off (PTO)

  • PTO must be used for any time away from work. This includes vacations, holidays, personal business, sick leave, and bereavement.
  • PTO for full and part-time employees begins accruing on your first day of employment and continues to your final day of employment. However, certain types of leaves of absence will stop your accrual of PTO.
  • You may begin using PTO as soon as it is accrued.
  • If you do not have any PTO and need time off, you must get supervisor approval. Your time away from work will be unpaid.
  • If you are a part-time employee, your PTO accrual is prorated according to the actual numbers of hours worked per pay period.
Accrual Rate PTO Eligibility
Based on Years of Service
Accrual Amount
Hours/yr and Hours/pp
1 < 5 200 hours per year or 7.69 hours per pay period
2 5 - < 10 240 hours per year or 9.23 hours per pay period
3 10+ 280 hours per year or 10.77 hours per pay


Presbyterian recognizes the following holidays:

  • New Year's Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Christmas Day

Domestic Partner Benefits

In order to be eligible for domestic partner benefits you must meet the definition of a domestic partner: two unmarried individuals in a long-term relationship, with mutual commitment of responsibility to each other's welfare with shared financial obligations.

You also must be able to certify and declare under oath by submitting a signed, notarized affidavit and supporting documentation that you and your domestic partner are in accordance with all of the criteria.

Qualifying Criteria:

  • Must be unmarried, in an exclusive living relationship for the last 12 months and share the same primary residence.
  • Must meet the age and mental competency as required by the State of New Mexico and must not be related by blood.
  • Understand tax consequences: The values of insurance benefits provided are considered taxable income to the employee by the Internal Revenue Service and are subject to social security, federal, and state income tax withholdings.
  • Premiums are calculated as follows:
    • Pre-tax (employee only premium)
    • After-tax (domestic partner premium)
    • The Fair Market Value (FMV) of the benefit is taxable to the employee
    • Must be reported on your W-2

Other Benefits

  • Shift differentials for nights, weekends and permanent weekends
  • Malpractice and general liability insurance
  • Relocation bonus (for certain positions)
  • Employee Assistance Program (EAP)
  • Professional nursing career path
  • Free membership to the Presbyterian Healthplex

Educational Assistance

Educational assistance is available for certain critical shortage positions. The annual reimbursement for each approved participant will be set at a flat amount for allowable tuition expenses based on program criteria.​​