Tip 1: Read your Presbyterian formulary by going to the Member Download Library. If your drug is not listed on the drug list, talk to your doctor to see if your medication can be substituted. It could save you money.
Note: Depending on your health plan type, you will also want to learn about your prescription benefits and cost-sharing information and how it applies to prescription drugs. This will help ensure that you are not caught off guard when it comes time to fill a prescription.
Tip 2: Consider generic drugs. Generic drugs are regulated by the U.S. Food and Drug Administration (FDA) and have the same active drug ingredients, safety, performance, quality, and strengths as brand name drugs. Talk to your doctor or pharmacist if a generic equivalent is available for you. You can learn more about generic drugs by visiting the FDA Generic Drugs Questions and Answers web page.
Tip 3: Take advantage of Rx Home Delivery. Your prescription benefit includes the use of OptumRx Prescription Mail Service. Choosing mail service allows you to enjoy delivery of your maintenance medications to the location of your choice—it’s easy, convenient, and can save you time and money. The benefits of mail service include:
- Easy registration and ordering
- Quick delivery of medications in confidential, tamper-evident packaging
- Free standard shipping
- Important medication information included with every order
- Access to a clinical pharmacist 24/7
- Auto-refill option
- Online account management and support
- Lower cost-sharing for some members